General tips for ease of process related to cashless claims

Cashless claims are a convenient way to avail of healthcare services without the need for upfront payment.

Here are some general tips to make the cashless claims process smoother:

1. Understand Your Policy

Familiarize yourself with your health insurance policy to know what is covered, the network hospitals, and any exclusion 2. Use the Pazcare app for the Network Hospital list Cashless claims are only applicable if you opt for network hospitals i.e. hospitals within your insurer's network. This ensures smoother processing as these hospitals have tie-ups with your insurer. You can check the list of all network hospitals via the Pazcare app 3. Pre-Authorization

Before undergoing any planned treatment or surgery, ensure you obtain pre-authorization from your insurer. This involves getting approval for the treatment plan and estimated expenses.

4. Carry / Download Health card

Always carry your health card or download the e-health card from the Pazcare app when visiting a network hospital for treatment. This facilitates easy identification and processing of your claim.

5. Stay Informed
Stay updated with any changes in your insurance policy, network hospitals, or claim procedures. This ensures you are prepared when availing of cashless services.

• Related Articles

• General tips for ease of process related to reimbursement claims

  Submitting reimbursement claims can sometimes be a tedious process, but there are several tips you can follow to make it easier: 1. Submit all documents: When raising reimbursement claims, provide all required documents, including medical bills, ...

• What is the process for cashless hospitalization?

  The process for cashless claims typically involves the following steps: Step 1: Click on Raise Claim. Step 2 : Find the nearest/suitable cashless Hospital under network hospital list i.e. a hospital that is a part of your insurer's network. This ...

• What is the process for Reimbursement Claims?

  In health insurance, you can claim your insurance benefits in two ways. You can either avail cashless treatment from the network hospitals or get a reimbursement for the hospital bills paid by you at the time of hospitalization. Here, we will discuss ...

• Where can I avail of cashless claims?

  You can avail cashless claims only as Network Hospitals i.e. hospitals that are part of your insurer's network. You can access the list of Network Hospitals through the Pazcare app by following these steps. Step 1: Log in to your Pazcare app with ...

• What documents are required for reimbursement claims?

  The specific documents required for reimbursement claims can vary depending on your insurance provider and the nature of your claim. However, here is a general list of common documents often needed for reimbursement claims: Duly Filled & signed Claim ...